Aging Loved Ones and Care Options

By: Matthew Funeral Home
Monday, September 12, 2022

The elderly stage of life can be a difficult time for many people. As time goes on, you may notice that your aging loved one is moving slower, unable to take care of themselves properly, or becoming more forgetful. All of these are a natural part of aging, but it doesn’t mean that they have to handle it on their own. It is important to understand what care options may be available for your aging loved one, and how to prepare them for the high likelihood that they may need to consider long-term care options soon.

Planning to Pay for Long-Term Care

Long-Term Care, in many cases, can be expensive. This is especially true when families do not plan for these costs. Without the proper financial plan in place, elderly individuals quickly burn through retirement funds and their assets to pay for their care and medical bills. It is important to speak with an estate planning attorney and/or a financial advisor as part of your planning process. Long-term care insurance can also be an option but is generally best if started at a younger age. 

Long-Term Care Options

Several different long-term care choices should be considered when planning for your loved one’s future. Keep in mind that as time goes on, your loved one’s situation may change, which can prompt you to seek out a different long-term care option.

Nursing Homes

Nursing homes are facilities where full-time nursing staff care for the daily needs of the elderly and the disabled. Nursing homes provide round-the-clock care as well as activities to keep their residents active and social.

Assisted Living Facilities

Assisted Living facilities are apartment complexes that have nursing staff. They are similar to nursing homes but allow the residents to have more autonomy. Generally, assisted living facilities are for elderly individuals with better mobility and cognitive function than those relegated to a nursing home. Activities are held throughout the days in these facilities, allowing residents to remain active and social. 

In-Home Care

If your loved one’s home or apartment is well situated for aging in place, in-home care may be a good option. Hiring a home health aide or nurse can allow your loved one to receive assistance while still living in the comfort of their own home. This can be a good option for seniors who are afraid of losing their independence but still require some assistance.

Continuing Care Retirement Communities (CCRCs)

Most retirement communities do not provide additional medical or health services. However, CCRCs are an exception to this. Continuing Care Retirement Communities provide independent housing, along with nursing care or home health aides, on one campus. They may also have rec centers, community facilities, golf courses, and more on-site for residents. These facilities can allow your loved one to retire comfortably, with the option of receiving nursing care or in-home assistance straight from the facility. 

Matthew Funeral Home does not provide financial, medical, or healthcare advice via articles.  This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial or medical advice. 
For almost 50 years, Matthew Funeral Home has been serving the Staten Island community. We can help with almost every aspect of your loved one’s memorial service. Our family is here to serve yours, every step of the way.

Leave a comment
Please enter the numbers and letters you see in the image. Note that the case of the letters entered matters.


Please wait

Previous Posts

Funeral Planning for the LGBTQ+ Community

When it comes to end-of-life services, it is important to have a plan in order. This can be especially true for many LGBTQ+ people. In the event of your passing, your wishes should be upheld for yo...

Identifying Signs of A Stroke

Stroke is a leading cause of death in the US, killing 1 person in America every 3.5 minutes. The risk of stroke can increase as you age. For the safety of you and your loved ones, it is important t...

Donating Your Body To Science

Body donation is a process that very few Americans decide to participate in. But, it is a practice that can lead to advances in medical science, improved medical training procedures, and more. This...

Using Coping Mechanisms for Grief

When you hear the term “Coping Mechanism,” it is often in a negative context. However, that is not always the case. Coping mechanisms can help you deal with the short-term effects of grief. When us...

What To Expect at a Graveside Burial Service

A graveside burial service, also sometimes referred to as a committal service, is an essential part of the funeral service for some cultures. Primarily seen in catholic services, the commital is a ...

Oversized Caskets FAQ

Caskets are generally designed to fit a wide assortment of body types. However, some people may require an oversized casket. An oversized casket is used if an individual’s height, weight, or width ...

Flying With Cremated Remains

Traveling with cremated remains, or cremains can have its challenges. Whether you are moving to a new state or country or bringing your loved one home with you, it is important to understand the pr...

Processing Grief Through Reading for Children

Grief can be hard at any age, but for children and young teens, expressing and processing grief can be especially challenging. It is a very complex emotion, and some children may not be able to ful...

Searching for the Right Grief Counselor

The passing of a loved one can be incredibly painful. The grief of loss often seems unbearable. After the death of someone close, some extra guidance can be helpful. Grief counselors assist those w...

Valentine's Day Without Your Significant Other

Holidays can often be a trigger for grief after the loss of a spouse or long-term partner. Memories of holidays together can pop up from store displays, themed commercials, and more. With Valentine...